SchoolCare 65+

SchoolCare Retirees have two plans, with three options, to choose from:

• SchoolCare 65+ Advantage Plan
• SchoolCare 65+ Traditional Plan with Prescription Drug Coverage
• SchoolCare 65+ Traditional Plan without Prescription Drug coverage

Advantage Plan

The SchoolCare 65+ Advantage Plan is a custom UnitedHealthcare® Group Medicare Advantage (PPO) plan with medical and prescription coverage designed exclusively for SchoolCare retirees. It should not be confused with individual UnitedHealthcare Medicare Advantage plans that might be available in your area. All Medicare-approved services are provided with no deductible or copay. Prescription drug coverage has no deductible, a broad formulary including medications not covered by Medicare Part D, and low to moderate copays.
The plan provides coverage throughout the U.S.

Additional benefits include:

• Coverage of the cost of the Medicare Part B deductible
• Routine vision coverage with a $100 allowance for hardware 
• 50-80% off hearing aids plus a $500 benefit
• Thousands of standard network pharmacies nationwide and mail order through OptumRx
• Members who qualify for Extra Help may receive a reduction in prescription copays and monthly premium reimbursements from the Centers for Medicare & Medicaid Services (CMS)
• Many add-on benefits including a retiree-focused wellness program, at-home wellness visit, and more

For more in-depth information about the Advantage Plan, including benefit summaries, searchable provider and pharmacy databases, enrollment information and more, please visit UnitedHealthcare’s SchoolCare-specific website.

Traditional Plan

The SchoolCare 65+ Traditional plan is a Medicare Supplement plan provided by United American. It is a standard Medicare Plan G supplement that can be elected with a Part D prescription drug plan from Express Scripts International, OR as a supplement plan without a Part D prescription drug plan. The SchoolCare 65+ Traditional Plan covers the portion of the cost for Medicare-approved services not paid by Medicare. Medicare is the primary payer, and United American pays second. If a service is covered by Medicare, the SchoolCare 65+ Traditional Plan will cover all deductibles and coinsurance after the Part B deductible is met.

Compare Your Options

Watch the SchoolCare 65+ webinar that reviews the Medicare basics and details for the SchoolCare health plan options for 2026. All future retirees will be invited to attend a live version of this presentation with question and answer period within six months before their 65th birthday.

For a side-by-side comparison of plans, please click the thumbnail below.

Note: For anyone enrolling for the remainder of 2025, this year's version of this webinar is available here: 2025 65+ Retiree Health Plan Webinar, and the side-by-side plan comparison for 2025, can be found here. 

Questions?

Read our FAQs or call the SchoolCare office with any questions.

SchoolCare 65+ Resources

• 2026 Advantage Plan Summary of Benefits
• 2026 Traditional Plan Summary of Benefits Without Prescription Coverage
• 2026 Traditional Plan Summary of Benefits With Prescription Coverage
• 2025 Advantage Plan Summary of Benefits
• 2025 Traditional Plan Summary of Benefits
• Eyewear reimbursement form for Advantage Plan participants (the form can be found at the bottom of the page)
• Optum Home Delivery Pharmacy for Advantage Plan participants

« Traditional Plan Suite