About
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SchoolCare was founded in 1995 as the New Hampshire School Health Care Coalition by bringing together associations representing public entity management and labor groups in the state. The Coalition was formed in response to issues of providing employee health care, including quality, choice, cost control and service that public entities were facing. Today, over twenty-five years later, SchoolCare is still a well-regarded resource for public entities facing these same issues.
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Medical
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SchoolCare has partnered with Cigna for many years to deliver comprehensive health care service and claims administration. Our health plans put you in control. We give you the tools to be an informed consumer and find the care options that work best for you.
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Dental
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SchoolCare has partnered with Cigna to bring you quality dental plans at affordable rates. SchoolCare's dental plans match your existing plan summary of benefits, so there's no compromising on coverage in the name of price. There are six standard coverage plans to choose from, offering a variety of costs and coverage options.
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Wellness
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Good For You! is SchoolCare and your employers' commitment to your health and wellness. SchoolCare has collaborated with Cigna to offer best practice, evidence-based, achievable, and fun wellness programs.
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Ancillary Benefits
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As your trusted expert in high quality, cost effective health benefits, SchoolCare knows that life can be uncertain. Ancillary benefits are now available to Members to provide savings, top rated coverage and the kind of high-quality service Members are used to.
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EAP
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As your dedicated provider for health and well-being, SchoolCare recognizes that managing work and life can be difficult. Everyone experiences change and challenges from time to time that can lead to added stress. A large part of managing these life stressors is getting the support you need. SchoolCare has partnered with Cigna to offer the Employee Assistance Program (EAP), a resource to help you live a well-balanced life.
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Resources
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SchoolCare offers many value added resources and benefits for its Member Groups. Here you will find more information on those resources as well as helpful webinars, training and dates to remember. Also included in this section are plan documents and enrollment packets for Member Group use.
Employers
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The Pulse of SchoolCare, May 2021
FSA v. HRA - Tools to manage out-of-pocket health costs
Published May 4, 2021
When it comes to managing out-of-pocket health care costs, understanding the tools available to you is key. Flexible Spending Accounts and Health Reimbursement Accounts are both great options to help pay for planned health expenses.
Health Reimbursement Account (HRA)
An HRA is funds in an account that your health plan or employer owns and contributes to. HRAs are available to employees on the SchoolCare/Cigna Yellow Plan with Choice Fund. The Choice Fund is an embedded HRA. When activated, it provides $1,000 for a single plan and $2,000 for a 2-person or family plan. This fund helps cover the first portion of services that apply to your deductible. To activate funding of the HRA, subscribers must complete an annual Health Assessment at myCigna.com. Click here for more details.
Note: On the SchoolCare/Cigna Yellow Plan with Choice Fund plan? Check with your employer to see what benefit options are available to you.
Flexible Spending Account (FSA)
An FSA is a great cost savings tool to help pay for out-of-pocket eligible medical, dental, vision and hearing expenses using pre-tax dollars. If your employer offers an FSA option, here are some advantages of enrolling this plan year:
- Increase your spendable income by reducing the amount you pay in taxes
- Easily budget the cost of planned yearly health care expenses
- The full elected funds are available on the 1st day of the plan year
- Use your FSA benefit on eligible dependent expenses
Learn more about the FSA benefit.
Not sure which is best for you? Here is a quick comparison chart that includes a Health Savings Account (HSA) for those on a high deductible health plan such as the SchoolCare/Cigna Orange Plan:
As open enrollment season continues, don’t forget to consult with your employer to see what options are available to you. Visit your group specific enrollment materials page to review more benefit options.
© 2021 SchoolCare - Health Benefit Plans of the NH School Health Care Coalition
SchoolCare partners with Cigna to offer high quality medical, prescription drug and dental coverage to school districts, towns and other public entities at affordable rates. Together with Cigna, SchoolCare also offers Good For You! wellness programs to help participants engage in and achieve a healthy lifestyle.
